This article translates those insights into a practical, regulated-bank-friendly AI playbook. By the end, you’ll know what to prioritise, what to sequence, and where AI genuinely moves the needle in your environment - without overpromising or overextending your teams.

Artificial Intelligence (AI) is no longer an experimental playground. In 2025, the debate is no longer whether AI matters, but how quickly organizations can validate its value. According to McKinsey’s State of AI report (2025) , 78% of organizations reported using AI in at least one business function in 2024, and 71% now report regular use of generative AI in at least one function. In Dubai, the DUB.AI blueprint (2024)  seeks to accelerate adoption and contribute AED 100 bil

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